About Us


The National Pensions Act 2008 (Act 766) established a contributory three tier Pension Scheme. In 2012, the Health Sector Unions and Associations set up the Health Sector Occupational Pension Scheme and is one of four public sector schemes currently in operation.

The Health Sector Occupational Pension Scheme has been structured to conform to requirements of the National Pensions Act, 2008 (Act 766). This will enable members to enjoy the tax reliefs and other benefits provided under the Pensions Act 766.  The scheme is an Employer Sponsored Scheme set up to cover all health sector employees.
The scheme therefore covers all health sector staff in Ghana Health Service, Teaching Hospitals, CHAG Member Institutions, Ahmadiya Muslim Mission Hospitals, Baptist Medical Centre, Health Sector Regulatory Institutions, the health professions regulatory bodies, St. John’s Ambulance Service, Members of the four major Unions and Associations within the health sector, that is Ghana Registered Nurses and Midwives Association, Ghana Medical Association, Health Services Workers Union, Government Hospital Pharmacists Association and their allies as well as all employees of HSWU and GRNMA.

The main objective of the Scheme is to provide employees with a means of income replacement on retirement and also guarantee their dependents income support in the event of death while in service.
The Scheme is a defined contribution (DC) pension scheme, that is, a pension scheme in which the retirement benefit paid to each member depends on the amount of total contributions and the investment returns earned on those contributions.

The current Board of trustees was inaugurated in January, 2018, with representatives from Ministry of health Ministry of Finance, Ghana Health Service, Attorney General’s Department and representatives of the four main health sector unions.